Fund your account, on your terms.
Fast, secure deposits and withdrawals — with client funds held in segregated accounts and no hidden charges on the ways you move money.
Deposit
Fund instantly by card, wire transfer, or crypto — no Helvoa fee.
Trade
Funds are available as soon as they clear — cards and crypto are typically fastest.
Withdraw
Request a withdrawal any time — $50 minimum, no maximum.
Three ways to fund your account
All deposit methods are free of charge from Helvoa. Deposits are converted to USD, the account's base currency, at the standard rate on the day of conversion; conversion charges are borne by the client.
Cards Free
- Fee
- Free
- Currency
- USD
- Speed
- Instant*
Wire Transfer Free
- Fee
- Free
- Currency
- USD
- Speed
- 1–3 bus. days*
Crypto Free
- Fee
- Free
- Currency
- USD
- Speed
- Instant*
Withdrawal methods & limits
Withdrawals are processed to the same method used for the original deposit wherever possible — see the return-of-funds policy below.
| Method | Fee | Currency | Standard processing time |
|---|---|---|---|
| Cards (Visa / Mastercard / Amex / Maestro) | Free | USD | 3 business days* |
| Wire Transfer | Free | USD | 3 business days* |
| Crypto | Free | USD | Instant* |
Return-of-funds policy
Segregated Client Accounts
Held separately from Helvoa's own operating capital, never used for day-to-day business operations.
AML & KYC Verification
Every client is identity-verified before funding, per FSCA and international AML standards.
Bank-Grade Encryption
Personal data and transactions protected with industry-standard encryption.
FSCA Regulation
Ongoing compliance with licensing, governance, AML/CFT, and reporting obligations.
Verified Payment Methods
Deposits and withdrawals move through methods verified in the client's own name.
Client money at Helvoa is held in segregated accounts, separate from the funds the company uses for its own operations. Segregation is a core protection because it keeps your balance distinct from the firm's working capital, so client funds are not treated as company assets in day-to-day business. When you request a withdrawal, your money is returned to the same verified account it came from — see the return-of-funds policy above.
Before you can fund an account or trade, Helvoa verifies your identity through Know Your Customer (KYC) and Anti-Money-Laundering (AML) checks. These are regulatory requirements, and they protect you too: they make it far harder for anyone else to open or access an account in your name, and they ensure withdrawals are only ever paid back to the verified account holder.
Your personal data and transactions are protected in transit and at rest using industry-standard AES/SSL encryption. Account-level safeguards — such as secure log-in and additional authentication — help keep unauthorised users out.
Helvoa is a trading name operated by AMGE Pty Ltd (Reg. No. 2017/257026/07), licensed and regulated by the Financial Sector Conduct Authority (FSCA) of South Africa, FSP No. 49648. LOLDEA Ltd, incorporated in Cyprus (registration HE 487496), is AMGE's appointed independent representative in that structure — not a separate license holder. You can verify the licence on our Regulation page.
Funding an Islamic account
Islamic accounts use the same deposit and withdrawal methods, limits, and fees as standard accounts — with 0% overnight swap, genuinely Shariah-compliant.
Funding questions
How long do withdrawals take?
Card and wire withdrawals are typically processed within 3 business days. Crypto withdrawals are processed immediately.
Is there a fee to deposit or withdraw?
Deposits and withdrawals are free of charge across all methods — cards, wire transfer, and crypto.
What currency will my account be funded in?
Helvoa operates one base currency, USD. Deposits made in another currency are converted to USD at the standard rate on the day of conversion, and any conversion charges are borne by the client.
Can I withdraw to a different card or bank account than I deposited from?
No — for security, funds are returned to the same card or bank account used for the original deposit. See the return-of-funds policy above for details.
Ready to fund your account?
Cards, wire transfer, or crypto — deposits are free and funds are ready to trade as soon as they clear.
